Will Credit Card Replace Cash?

Credit card is more and more popular that many people choose to use them, and most of use don't bring cash with us when go shopping. It seems that credit cards will replace cash. Because it is more convenient than cash. Have you had credit? If not, you may live under rock these years.

There are more and more banks releasing credit cards. You know why? Because it can generates great profits for banks. This is why they love them so much. For we consumers, they can benefit us too. This is why we use them so often.

I have two credit card in my hand now. I use them about 10 times per week. I use them to pay my clothes, pay my internet fee and something else. Now I want to apply for a credit card from Bank of America, I've no idea whether I can apply successfully.